I'm going through and cleaning out my f-list. If I unfriend you by accident, which could happen because I am lousy at names, just drop me a pm and I will re-add you.
Assuming you wake up with no memory of the night before, Would you rather discover that you had lost $75 or discover that you had an extra $300 but have no idea what you did to earn it?
Would you allow a benefactor to pay off all of your debt if it meant that you could never go into any amount of debt in the future?
Would you rather be able to play the guitar like a rock star or Dance like Mikhail Baryshnikov?